LARISA MAKUCH COACHING TERMS AND AGREEMENTS

These Terms of Use state how you may access our Website and other platforms and how you may use our Programs, Products, Services and Program Materials.

Please read these Terms of Use carefully. We reserve the right to change these Terms of Use from time to time without notice to you. By purchasing or using any of our Programs, Products, Services and Program Materials, now or in the future, you are agreeing immediately upon said purchase to the Terms of Use as they appear, and agree that you are legally bound by them, whether or not you have read them. If at any time you do not agree with these Terms of Use, please do not use our Programs, Products, and Services or Program Materials.

By clicking “I Agree”, emailing your statement of agreement, entering your credit card information, or otherwise enrolling, electronically, verbally, or otherwise, in the course, you (“Client”) are entering into a legally binding agreement with Larisa Makuch Coaching, based in Ontario, Canada, herein referred to as “LMC”, according to the following terms and conditions:

LARISA MAKUCH COACHING’S SERVICES. Upon execution of this Agreement, electronically, verbally, written or otherwise, LMC agrees to render services related to education, seminar, consulting, coaching, and/or business coaching (the “Program”). The terms of this Agreement shall be binding for any further goods/services supplied by LMC to Client. Parties agree that the Program is in the nature of coaching and education. The scope of services rendered by LMC pursuant to this contract shall be solely limited to those contained therein and provided for on LMC’s website as part of the Program. LMC reserves the right to substitute services equal to or comparable to the Program for Client if the need arises.

COMPENSATION. Client agrees to compensate LMC according to the payment schedule set forth on LMC’s website, or via email, or Payment Schedule and the payment plan selected by Client (the “Fee”) or otherwise noted in this agreement. LMC shall charge a 5% (five-percent) late penalty to all balances that are not paid in a timely manner by Client.

REFUNDS. Upon execution of this Agreement, Client shall be responsible for the full extent of the Fee regardless of Client’s participation or attendance of the program. If client cancels attendance of the Program for any reason whatsoever, Client will receive no refund.

ELECTRONIC SIGNATURES AND SUBMISSION OF PAYMENT. This Agreement shall be valid even if executed in counterparts. An electronic, facsimile, or scanned signature shall be binding and enforceable as if it were an original signature. If this Agreement is signed electronically upon purchase from LMC’s website, Client acknowledges and understands that clicking through and submitting either the first payment or payment in full shall also constitute an electronic signature on this Agreement and Client agrees to be bound by the entirety of this Agreement and all of its terms herein. Client understands and acknowledges that all payments made through the membership website in this manner are non-refundable.

CHARGEBACKS AND PAYMENT SECURITY. To the extent that Client provides LMC with credit card(s) information for payment on Client’s account, LMC shall be authorized to charge Client’s credit card(s) for any unpaid charges on the dates set forth herein. If client uses a multiple-payment plan to make payments to LMC, LMC shall be authorized to make all charges at the time they are due and not require separate authorization in order to do so. Client shall not make any charge backs to LMC’s account or cancel the credit card that is provided as security without LMC’s prior written consent. Client is responsible for any fees that are associated with recouping payment on charge backs and any collection, legal and court cost fees, for both the Client and LMC, in the event that legal representation is needed for recouping past due balances therewith. Client shall not change any of the credit card information provided to LMC without notifying LMC in advance.

NO RESALE OF SERVICES PERMITTED. Client agrees not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Program (including course materials), use of the Program, or access to the Program. This agreement is not transferrable or assignable without LMC’s prior written consent.

INTELLECTUAL PROPERTY RIGHTS. OUR LIMITED LICENSES TO YOU. Our Programs, Products, Services and Program Materials are our property or are used by us with authorization from the owner, and are protected by copyright, trademark, and other intellectual property laws. This means you can only use and access our Programs, and Services, and Program Materials in the ways and to the extent we say you can, as described in greater detail in

the following paragraphs.

The content in our Programs, Products, Services and Program Materials is solely owned by or licensed to us, unless expressly indicated otherwise. This content includes, but is not limited to, the design, layout, look, appearance, graphics of our Programs, Products, Services and Program Materials or any other material or aspects of materials provided by us to you. Reproduction is

prohibited other than in accordance with the copyright notice, which forms part of these Terms of Use.

If you purchase or access any of our Program Materials or Products, you will be considered our Licensee. To clarify, all content obtained through us is solely and completely our property or is provided under a licence granted to us, and you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you only. This means you may not use our

Programs, Products, Services and Program Materials in a manner that constitutes an infringement of our rights or in a manner that has not been authorized by us.

You are being granted a limited license to use our Programs, Products, Services and Program Materials with permission and restrictions. This means that when you purchase a Program, Product, and/or Service from us, you are purchasing the limited right to use the Program Materials with certain conditions as specified in these Terms of Use. The format and methodology of our Programs, Products, Services and Program Materials are subject to change at the Company’s sole discretion, at any given time.

Any trademarks, taglines, and logos displayed on our Program Materials are trademarks belonging to us or to the entity which has granted us a licence to use same. All trademarks reproduced on our website, of which we do not own or hold a licence, are acknowledged on our website. Any use including framing, meta tags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our express written consent, or permission granted in these Terms of Use.

For those trademarks, taglines, and logos for which you are granted permission to use, the trademark indicia must be included at all times. Any marketing or promotional tools and/or Program, Service titles or any other title or information of ours bearing the trademark symbols (™) or ® may not be used by you for any reason unless you ask us in writing if you may do so, and we answer in writing and state that you may do so.

All rights not expressly granted in these paragraphs in these Terms of Use or in any written licence, are reserved by us.

LIMITATION OF LIABILITY. By using LMC’s services and enrolling in the Program, Client releases LMC, its officers, employers, directors, and related entities from any and all damages that may result from anything and everything. The Program is only an educational/coaching service being provided. Client accepts any and all risks, foreseeable or non-foreseeable, arising from such transactions. Client agrees that LMC will not be held liable for any damages of any kind resulting or arising from, including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of LMC’s services or enrollment in the Program. Client agrees that use of LMC’s services is at Client’s own risk.

DISCLAIMER OF GUARANTEE. Client accepts and agrees that she/he is 100% responsible for her/ his progress and results from the Program. Client accepts and agrees that she/he is the one vital element to the Program’s success and that LMC cannot control Client. LMC makes no representations or guarantees verbally or in writing regarding performance of this Agreement other than those specifically enumerated herein. LMC and its affiliates disclaim the implied warranties of titles, merchantability, and fitness for a particular purpose. LMC makes no guarantee or warranty that the Program will meet Client’s requirements or that all clients will achieve the same result

COURSE RULES. To the extent that Client interacts with LMC staff and/or other LMC clients, Client agrees to at all times behave professionally, courteously, and respectfully with staff and clients. Client agrees to abide by any Course Rules/Regulations presented by LMC. The failure to abide by course rules shall be cause for termination of this Agreement. In the event of such termination, Client shall not be entitled to recoup any amounts paid and shall remain responsible for all outstanding amounts of the Fee.

USE OF COURSE MATERIALS. Client consents to recordings being made of courses and the Program. LMC reserves the right to use, at its sole discretion, course materials, videos and audio recordings of courses, and materials submitted by Client in the context of the course(s) and the Program for future lecture, teaching, and marketing materials, and further other goods/services provided by LMC, without compensation to the Client. Client consents to its name, voice, and likeness being used by LMC for future lecture, teaching, and marketing materials, and further other goods/services provided by LMC, without compensation to the Client.

NO SUBSTITUTE FOR MEDICAL TREATMENT. Client agrees to be mindful of his/her own well-being during the course and seek medical treatment (including, but not limited to psychotherapy), if needed. LMC does not provide medical, therapy, or psychotherapy services. LMC is not responsible for any decisions made by Client as a result of the coaching and any consequences thereof. LMC is not a registered CPA, Accountant or Lawyer, nor a licensed financial or legal service provider and is not liable for any financial or legal decisions made by Client during the course of the program.

TERMINATION. In the event that Client is in arrears of payment or otherwise in default of this Agreement, all payments due here under shall be immediately due and payable. LMC shall be allowed to immediately collect all sums from Client and terminate providing further services to Client. In the event that Client is in arrears of payments to LMC, Client shall be barred from using any of LMC’s services.

CONFIDENTIALITY. The term “Confidential Information” shall mean information which is not generally known to the public relating to the Client’s business or personal affairs. LMC agrees not to disclose, reveal or make use of any Confidential Information learned of through its transactions with Client, during discussion with Client, the coaching session with LMC, or otherwise, without the written consent of Client. LMC shall keep the Confidential Information of the Client in strictest confidence and shall use its best efforts to safeguard the Client’s Confidential Information and to protect it against disclosure, misuse, espionage, loss and theft.

INDEMNIFICATION. Client shall defend, indemnify, and hold harmless LMC, LMC’s shareholders, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or willful misconduct by LMC, or any of its shareholders, trustees, affiliates or successors. Client shall defend LMC in any legal actions, regulatory actions, or the like arising from or related to this Agreement. LMC recognizes and agrees that all of LMC’s shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of LMC.

CONTROLLING AGREEMENT. In the event of any conflict between the provisions contained in this Contract and any marketing materials used by LMC, LMC’s representatives, or employees, the provisions in this Agreement shall be controlling.

ENTIRE AGREEMENT. This Agreement constitutes the entire agreement between the parties pertaining to the subject matter hereof and supersedes all prior and contemporaneous agreements, negotiations and understandings, oral or written. This Agreement may be modified only by an instrument in writing duly executed by both parties.

SURVIVABILITY. The ownership, non-circumvention, non-disparagement, proprietary rights, and confidentiality provisions, and any provisions relating to payment of sums owed set forth in this Agreement, and any other provisions that by their sense and context the parties intend to have survive, shall survive the termination of this Agreement for any reason.

SEVERABILITY. If any of the provisions contained in this Agreement, or any part thereof, is hereafter construed to be invalid or unenforceable, the same shall not affect the remainder of such provision or any other provision contained herein, which shall be given full effect regardless of the invalid provision or part thereof.